National Highway Traffic Safety Administration data shows that drunk driving continues to be a major problem. Almost 10,000 americans are killed in DWI accidents every year. Tens of thousands more suffer serious injuries. These horrible accidents are preventable. Making things worse, sometimes the intoxicated driver will not have valid insurance. This makes the whole case even much more frustrating and complicated. If you find yourself in this unfortunate situation, please contact an experienced San Antonio DWI accident lawyer for immediate legal assistance.
Uninsured Drunk Driving Accidents: Four Possible Paths to Recover Compensation
While it is certainly true that DWI accident cases involving an uninsured driver are more complicated, victims are not out of luck. There are various different paths that might be able to be used to recover some form of compensation. An experienced DWI accident attorney should comprehensively investigate your case to make sure that you are pursuing every path towards full recovery..
- Your own insurance company: In Texas, your insurance policy will often have some type of uninsured motorist coverage. This is the first place to look if you have been damaged in any type of uninsured motorist accident. Unfortunately, if serious injuries were sustained, this policy will likely not cover the full extent of your damages. But, your car accident lawyer will make sure to get you the full amount of what you are entitled to from your own insurance company.
- The drunk driver: When the drunk driver does not have insurance, you can bring an action against their assets. This claim might be worth pursuing, even if it appears that the drunk driver does not have nearly enough assets to cover your damages. First, they should be held legally responsible for the injuries they have caused you. Further, under Texas law, debts sustained from injuring someone in a DWI accident cannot be discharged via bankruptcy. This could allow you to make some recovery.
- A bar or restaurant: In some cases, a bar or restaurant can be held liable for a DWI accident injury. Texas dram shop law allows businesses to be held liable if they over serve their patrons and then those patrons go on to cause serious injuries. Also, if the drunk driver in your accident was under the age of 21, it can be much easier to hold an alcohol provider liable. Texas businesses have a legal obligation to take reasonable precautions to avoid serving alcohol to those under the age of 21.
- Product Liability: In a few cases, an automaker or car part manufacturer may bear some liability in your case. If your vehicle had a defect that contributed to your injuries, or the severeness of your injuries, then you may have a valid product liability claim.
Contact an Experienced San Antonio DWI Accident Lawyer
If you have been injured by a drunk driver, who did not have valid insurance, you need to speak to an attorney immediately. The experienced DWI accident team at the San Antonio Injury Lawyer will help. We work aggressively and will explore all options to make sure you recover the compensation that you deserve. Please contact our San Antonio office today to schedule a free initial legal consultation.